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Azizi Payment Plans: What You Pay, When, and On Which Project
The schedules available to us today, project by project — plus the costs the payment table never lists.
- Booking from 10%
- DLD fee 4%
- The SPA is the binding schedule
How do Azizi payment plans work?
An Azizi payment plan is built from three parts: a booking payment that typically starts at 10% of the unit value, a series of instalments tied either to construction milestones or to fixed dates, and a balance settled at handover. The ratio you see in the headline — 50/50, 30/70 or 20/80 — describes that split and nothing more.
Reading the two numbers is simple but routinely got wrong: the first is what you pay before you collect the keys, the second is what falls due at handover or after it. A 30/70 plan means 30% across the construction period and 70% at handover — lighter on cash while you wait, heavier at the moment you take delivery. A 50/50 plan inverts that balance.
The point that changes the whole decision: the plan follows the project, the phase and the unit type, not the developer. Two projects from the same company can carry different schedules, and two phases of one project often do. That is why asking "what is the Azizi payment plan?" has no answer without naming the project — which is what the table below does.
What is the payment plan on each Azizi project?
The plans applying to the units available to us today, project by project:
| Azizi Riviera — Mohammed Bin Rashid City | 20/80 |
| Azizi Venice — Dubai South | 30/70 |
| Azizi Milan — City of Arabia | 50/50 |
| Azizi Beach Oasis — Dubai Studio City | 50/50 |
| Azizi David — Al Jaddaf | 50/50 |
| Azizi Wares — Downtown Jebel Ali | 50/50 |
| Azizi Wasel — Dubai Islands | 50/50 |
The first number is settled before handover, the second at handover. Schedules above reflect the inventory available to us in August 2026 and change with phase and unit.
What do you actually pay above the unit price?
The costs that never appear in a payment schedule and catch first-time buyers out:
- Dubai Land Department registration fee: 4% of the unit value
- Title deed issuance charge, paid once at registration
- Oqood interim registration fee on units still under construction
- Developer administration fees at booking and on any contract amendment
- Annual service charges on the unit, which begin at handover rather than at purchase
- Transfer fees if you sell before handover, calculated on the contract value
- Financing costs if the purchase is mortgaged — entirely separate from the developer's schedule
Does Azizi cover the Dubai Land Department fee?
Azizi periodically runs offers covering the registration fee in full or in part on selected units, alongside waivers of service charges for a set number of years. These offers are temporary and unit-specific, and they do not apply automatically across everything on sale — so the useful question is not "is there an offer?" but "does the offer apply to this unit, and until what date?".
The financial difference is not symbolic. On a one-million-dirham unit, the 4% fee alone is AED 40,000. A full waiver is a cash discount of that size, and its effect can exceed the headline price gap between two otherwise comparable units.
Whatever the offer, one rule holds: the Sale and Purchase Agreement is the binding document, not the brochure and not the offer email. If the waiver or the agreed schedule does not appear inside the agreement, it does not exist — ask to see the schedule in writing before you transfer the booking payment.
Common questions about Azizi payment plans
What is the down payment on an Azizi project?
The booking payment on Azizi's live projects typically starts at 10% of the unit value, paid when the reservation form is signed. It can be higher on certain units or phases, so it should be confirmed against the specific unit rather than the project in general.
What is the Azizi Riviera payment plan?
The Azizi Riviera units available to us are offered on a 20/80 plan: 20% before handover and 80% at handover. That is the lightest pre-handover schedule among the Azizi projects we track, balanced by a large commitment at the moment of delivery.
What is the Azizi Milan 18 payment plan?
Azizi Milan 18 in City of Arabia was published with a schedule of 10% on booking, 50% during construction and 40% at handover, targeting delivery in the second quarter of 2027. The schedule available to us on Milan units today is 50/50, and the difference reflects the phase.
What does a 50/50 plan mean?
A 50/50 plan means 50% of the unit value is paid in instalments across the construction period and the remaining 50% at handover. It usually opens with a 10% booking payment counted inside that first half, with the rest spread across build milestones.
Which is better, 30/70 or 50/50?
Neither is universally better. A 30/70 plan suits a buyer preserving liquidity until handover, or planning to mortgage at completion; 50/50 suits a buyer who prefers to spread the load and reduce the single large amount due at the end. It is a cash-flow decision that depends on where the final payment comes from.
Can I mortgage the handover payment?
Yes, and many buyers pair a mortgage with plans such as 20/80 and 30/70. But approval is assessed at handover under the conditions of that time, not today's, so the decision should not be built on assumed approval. Check your eligibility early rather than at collection.
Where are my payments held?
Payments on units under construction go into a project-specific escrow account supervised by the Dubai Land Department and released against verified progress. Confirm that transfers go to the escrow account named in the Sale and Purchase Agreement and to no other account.
What happens if I miss an instalment?
The SPA contains late-payment provisions that usually begin with a notice and a grace period, and can extend to a penalty or to termination steps under Dubai Land Department regulation. Read that clause specifically before signing and ask what grace period applies.
What payment plan does Azizi quote most often in Dubai?
The Azizi Developments payment plan Dubai buyers are quoted most often is 50/50 — half across construction and half at handover — which applies to Milan, Beach Oasis, David, Wares and Wasel. Riviera at 20/80 and Venice at 30/70 are the two exceptions, and both shift more of the value to the handover date.
Ask for the full payment schedule on the unit you are considering
Send the project name and unit type, and you get the schedule with dates and amounts exactly as offered today — not a general ratio.
The projects these plans apply to
A payment plan follows the project rather than the developer, so this map fixes exactly which locations the schedules on this page describe.
July offers are limited to allocated units
Register your details now, and an Azizi Developments consultant in the UAE will send you the developer's full, direct price lists and current offers before they close.